Premium Cash Advance
This program offers a lower cost per funding option. Business owners in good credit standing with a minimum of 3 years in business can take advantage of this cost effective financing solution.

Merchant Cash Advance

Worldmine Financial-Merchant Cash Advance
  • Available to businesses with bad credit
  • No business plan/proposal required
  • Unsecured-No Collateral Required
  • Funded quickly (Approval in less than 72 hours)
  • Flexible Repayment Terms (No Fixed Monthly Repayment Amounts)
  • Can be used for Any Purpose.
  • 95% Approval rate.
  • No Upfront Costs
  • No Credit Card? OK
  • No Application Fees

Why choose a Cash Advance?

Merchant Cash Advances are a great alternative to traditional credit and lending programs. They are based on future sales and offer a more flexible payback program compared to credit card and bank loans. You are not fixed to a repayment schedule. If you have a slow period then a smaller payment will be taken, working with the flow of your business. In addition, unlike small business loans, this type of financing does not require collateral or a personal guarantee. You will be not required for financials or tax returns, either.

Obtain fast and flexible access to working capital. Let us support you through periods of seasonal slowdowns, limited capital flow, new contract or inventory needs and much more. Get approved for a large amount of capital, access the funds at different times but only incur cost on the funds you draw.

Merchants with bad credit, as well as “high risk merchants” may still qualify for a cash advance. 


From $5,000 to $1 Million

3 Months in Business

$5,000 Minimum Credit Card Sales


$15,000 Minimum Monthly Revenue

Merchant Cash Advance, also known as unsecured business financing, is a great alternative to traditional credit and lending program. Merchant Funding is based on future sales, offering a more flexible payback program compared to credit card and bank loans. No collateral or personal guarantees required. Much easier to pay back than a merchant financing. NO NEED TO PROCESS CREDIT CARDS


f your business suffers from poor credit and/or limited financial history you should consider a business cash advance as an alternative to an unsecured business loan.